Cashback Credit Card
Citi

Cashback Credit Card Calculator

Best for: Frequent diners and travelers who want uncapped 2% cashback on dining, hotels, and overseas transactions

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Local Dining 2% cashback on local dining
HKD
2.0% HKD 0
Local Hotels 2% cashback on local hotel spending
HKD
2.0% HKD 0
Foreign Currency Spending 2% cashback on foreign currency transactions
HKD
2.0% HKD 0
Other Local Spending 1% cashback on all other local spending
HKD
1.0% HKD 0
Calculator based on official terms Rates may change. Always verify with your bank before applying.
View Official Terms

The Citi Cashback Card offers 2% cashback on local dining, local hotels, and overseas spending, with 1% on all other local spending. Unlike some competitors, there are no monthly caps on cashback earning, making it particularly valuable for high spenders in the bonus categories. The card has no minimum spending requirement to earn cashback.

Advantages

  • 2% cashback on local dining (no cap)
  • 2% cashback on local hotels (no cap)
  • 2% cashback on overseas spending (no cap)
  • 1% cashback on all other local spending
  • No minimum spend requirement

Considerations

  • Only 1% on non-bonus categories
  • Excludes in-person transactions in Europe
  • Annual fee after first year
  • No online shopping bonus category
Annual Fee: HK$1800 Min. Income: HK$120000/year