PremierMiles Credit Card
Citi

PremierMiles Credit Card Calculator

Best for: Frequent international travelers who spend HK$20,000+ monthly and want to maximize miles on overseas transactions

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Local Purchases 1.5x points on all local HKD transactions
HKD
1.5% HKD 0
Foreign Currency Spending 3x points (or 4x if total spend ≥ $20,000). Excludes RMB/MOP.
HKD
3% HKD 0
Calculator based on official terms Rates may change. Always verify with your bank before applying.
View Official Terms

The Citi PremierMiles card is designed for frequent travelers, offering 3X ThankYou Points on foreign currency spending, or 4X if your total monthly spend reaches HK$20,000+. Local spending earns 1.5X points. The key advantage is the better miles conversion rate of 12 points = 1 mile (vs 15:1 on Citi Rewards), making it more efficient for miles accumulation. Note: RMB and MOP are NOT considered foreign currency.

Advantages

  • 4X points on foreign currency (with HK$20k+ monthly spend)
  • 3X points on foreign currency (base rate)
  • Better miles conversion: 12 points = 1 mile
  • No caps on points earning
  • Good for travel-focused spending

Considerations

  • Requires HK$20,000 total monthly spend for 4X foreign rate
  • Only 1.5X on local spending
  • RMB and MOP excluded from foreign currency bonus
  • HK$1,800 annual fee (first year waived)
Annual Fee: HK$1800 Min. Income: HK$120000/year