MMPower World MasterCard
Hang Seng

MMPower World MasterCard Calculator

Best for: Young professionals with regular overseas and online spending who consistently hit the HK$5,000 monthly minimum

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Overseas Transactions 6% cashback on foreign currency transactions
HKD
6.0% HKD 0
Online Retail Spending 5% cashback on online retail purchases
HKD
5.0% HKD 0
Dining Restaurants and dining
HKD
0% HKD 0
Electronics Electronics stores and purchases
HKD
0% HKD 0
Entertainment Streaming, cinemas, theme parks, etc.
HKD
0% HKD 0
Other Retail 0.4% base cashback on other eligible retail
HKD
0.4% HKD 0
Calculator based on official terms Rates may change. Always verify with your bank before applying.
View Official Terms

The Hang Seng MMPower World Mastercard offers 6% cashback on overseas transactions, 5% on online retail, and 1% on your two highest-spending categories from Dining, Electronics, and Entertainment. Base rate is 0.4% on other eligible retail. Important requirements: HK$5,000 minimum monthly spend to qualify for any cashback, and maximum HK$500 cashback per month across all categories.

Advantages

  • 6% cashback on overseas transactions
  • 5% cashback on online retail
  • 1% on top two spending categories
  • No annual fee
  • Good for digital-first lifestyle

Considerations

  • Requires HK$5,000 minimum monthly spend
  • Maximum HK$500 cashback per month total
  • Only 0.4% base rate on other spending
  • Complex category selection rules
  • Zero cashback if minimum not met
Annual Fee: Waived (1st year) Min. Income: HK$150000/year