Travel+ Credit Card
Hang Seng

Travel+ Credit Card Calculator

Best for: Frequent travelers to Japan, Korea, Thailand, Singapore, or Australia who want maximum travel cashback

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Travel (Japan/Korea/Thailand/Singapore/Australia) 7% cashback on card-present spending in these countries
HKD
7.0% HKD 0
Travel (Other Countries) 5% cashback on card-present spending in all other countries
HKD
5.0% HKD 0
Local Transport 5% cashback on eligible transport
HKD
5.0% HKD 0
Dining 5% cashback on dining (excl. fast food)
HKD
5.0% HKD 0
Other Spending 0.4% cashback on other transactions
HKD
0.4% HKD 0
Calculator based on official terms Rates may change. Always verify with your bank before applying.
View Official Terms

The Hang Seng Travel+ Credit Card offers tiered travel cashback: 7% in Japan, Korea, Thailand, Singapore, and Australia, 5% on travel elsewhere, and 5% on local transport (MTR, bus, ferry) and dining. It's one of the highest earning cards for travel to popular Asian destinations, with no minimum spending requirement but subject to monthly caps.

Advantages

  • 7% cashback on travel in Japan/Korea/Thailand/Singapore/Australia
  • 5% cashback on other overseas travel
  • 5% cashback on local transport and dining
  • No minimum spend requirement
  • Excellent for popular Asian destinations

Considerations

  • Monthly cashback caps apply
  • Lower rates for non-travel spending
  • Annual fee may apply
  • Not competitive for non-travel categories
Annual Fee: HK$2000 Min. Income: HK$150000/year