HK 中文
Travel+ Credit Card
Hang Seng

Travel+ Credit Card Calculator

Best for: Frequent travelers to Japan, Korea, Thailand, China, Macau, or Taiwan who want maximum travel cashback

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Foreign Currency (Japan/Korea/Thailand/China/Macau/Taiwan) 7% cashback on card-present spending in these countries
HKD
7.0% HKD 0
Foreign Currency (Other Countries) 5% cashback on card-present spending in all other countries
HKD
5.0% HKD 0
Dining 5% cashback on local dining
HKD
5.0% HKD 0
Other Spending 0.4% cashback on other transactions
HKD
0.4% HKD 0
Calculator verified: 28 Jan 2026 Rates may change over time, and bank may not have same interpretation as us. Always verify with bank before applying.
View Official Terms

The Hang Seng Travel+ Credit Card offers tiered foreign currency cashback: 7% in Japan, South Korea, Thailand, Chinese mainland, Macau, and Taiwan, 5% on spending in other countries, and 5% on local dining. It's one of the highest earning cards for travel to popular Asian destinations, subject to monthly caps and minimum spend requirements.

Advantages

  • 7% cashback in Japan/Korea/Thailand/China/Macau/Taiwan
  • 5% cashback on other overseas spending
  • 5% cashback on local dining
  • Excellent for popular Asian destinations

Considerations

  • Monthly cashback cap of HKD 500
  • Requires HKD 6,000 minimum monthly spend
  • Lower rates for non-travel spending
  • Annual fee may apply
Annual Fee: HK$2000 Min. Income: HK$150000/year

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