Simply Cash Credit Card
Standard Chartered

Simply Cash Credit Card Calculator

Best for: Moderate spenders who want consistent cashback without tracking categories, especially those with regular overseas spending

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Foreign Currency Spending 2% cashback on all foreign currency transactions
HKD
2.0% HKD 0
HKD Spending 1.5% cashback on all local HKD transactions
HKD
1.5% HKD 0
Calculator based on official terms Rates may change. Always verify with your bank before applying.
View Official Terms

The Standard Chartered SimplyCash card offers 2% cashback on all foreign currency spending and 1.5% cashback on all local HKD spending. With no spending caps, no category restrictions, and no minimum spending requirements, it's one of the most straightforward cashback cards in Hong Kong - ideal for those who don't want to track categories or optimize spending.

Advantages

  • 2% unlimited cashback on foreign currency spending
  • 1.5% unlimited cashback on all HKD spending
  • No spending caps or category restrictions
  • No minimum spend requirement
  • Simple, no-hassle structure

Considerations

  • 1.5% HKD rate is lower than category-specific cards
  • No bonus categories for dining or online
  • Annual fee after first year
  • Better options exist for high spenders in specific categories
Annual Fee: HK$2000 Min. Income: HK$96000/year